70% of Americans go over budget during the holidays, survey finds: How to cut costs

A recent survey found that most Americans admit to overspending during the holidays, but gift-giving doesn't have to be a burden on your wallet. Consider these tips to create a budget and earn rewards on your holiday spending.

This is the college degree that actually pays off, study finds

A new report from the Wall Street Journal found the graduate degree that's most likely to pay off in the form of higher earnings.

Social Security payments increasing significantly in 2022, new bill could send payments higher

The Social Security Administration is seeing some changes, including increased payments to go out in 2022. Now, members of Congress are introducing a bill to save the program and expand its benefits.

Best low-income loans: 12 lenders to consider

While having a low income might limit your borrowing options, there are lenders that offer low-income loans.

Online grocery retailers have hidden price markups, MIT study finds: How to save money on your food budget

Stocking your shelves with fresh groceries shouldn't be a financial burden. But with the rise of online grocery shopping, prices are becoming less predictable, according to a study from MIT.

Mortgage rates remain above 3%, but homeowners can still save by refinancing

Mortgage interest rates are continuing to increase, rising past 3% this week. But as rates rise, homeowners can still save through a mortgage refinance.

Considering refinancing? Here's why you should lock in your mortgage rate before Nov. 2

Federal Reserve policies have an indirect impact on mortgage rates. Ahead of the Fed's upcoming meeting in November, consider locking in a low rate for your mortgage purchase or refinance.