Understanding your home insurance policies

As thousands of homeowners are scrambling to repair damage from the Southern California wildfires, others here in the Bay area are dealing with wind damage and flooding from recent storms. Let's see what we can learn from this particularly treacherous start to the year when it comes to natural disasters and focus on something most people don't think about unless it is an emergency home insurance. We welcome Harvey Rosenfield, the Founder of Consumer Watchdog.